GET A GREAT MORTGAGE RATE!

Looking to Buy a home or Refinance?

Use one of our quick and easy tools to find out what you qualify for, FREE!

The Middleton Team

Empowered by NEXA Mortgage

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Elevating Dreams, Exceeding Expectations and Educating All

Whether you're shopping for your first home, or building generational wealth. Make sure you have a TEAM that has your best interest in mind.

Explore Our Loan Options

Commercial Loans

Looking to get into commercial real estate?

Lets find a loan that fits your needs. We have loan terms from $150k up to $100M+ Click below to learn more!

FHA And VA Loans

Most of you have heard of an FHA or a VA Loan. However, if you aren't sure what they are, allow us to explain.

Click below to learn more!

Reverse Mortgage

Over the age of 62? Own your home or close to paying it off? Congratulations, you have the opportunity to make your mortgage company pay you! Click below to learn more!

Construction Loans

"One time close" is a mortgage programs that finances the construction, lot purchase, and permanent loan of a new home, all wrapped up in a single mortgage with a single closing. Click below to learn more!

Hard Money Loans

What is a hard money loan? A hard money loan is
a short-term loan that often requires the borrower to use an asset, like a home, as collateral to secure the loan.

Click below to learn more!

Fix and Flip Loans

Interested in house flipping? Fix and flip loans is a form of short-term financing designed to help real estate investors purchase and renovate a property. Click below to learn more!

Bank Statement Programs

With a bank statement loan — (a.k.a stated income loan) you won't need to provide your lender with some of the typical financial documents needed for a mortgage, such as W-2s and tax returns. Instead, you'll use bank statements to prove income. Click below to learn more!

No DOC Loans

The term no documentation (no doc) mortgage refers to
a loan that doesn't require income verification from the borrower. This loan is instead approved on a declaration that confirms the borrower can afford the loan payments. Usually for investors. Click below to learn more!

Dr. NEXA Program

Doctor Loans are mortgages specifically for medical professionals that usually doesn't require a down payment.
This makes it easier for doctors to qualify for loans straight out of medical school or residency. Click below to learn more!

I'LL SHOW YOU MINE, IF YOU SHOW ME YOURS

Trust me, yours is probably bigger.

But to be sure, send me yours first.

Did you know that when applying for a mortgage, you have a 45-day grace period after your initial credit pull?

I'm sure you know what that means.

That's right! It's shopping time! This means you can "shop" for a better rate.

What if I have bad credit?

In the words of Jocko Willink

I highly recommend checking out that video.

It wont fix your credit, but it will remind you that its okay.

We all make mistakes, and now you have the opportunity to repair your credit!

Rates are too DAMN High!

Are you thinking the same thing?

Did you know, in January 2021 the lowest mortgage rates of all-time hit 2.65%. The highest mortgage rate was in October 1981 at 18.63%

Now you know the extremes, think about that the next time you hear that "Rates are too DAMN high!"

Just an FYI, when rates go down, prices go up!

Do you need a realtor?

When you work with The Middleton Team Empowered by NEXA Mortgage, not only will we help you with your mortgage needs. We can help you with one of the Top Realtors in your area.

Click the button below to find out more!

A One Stop Shop For Your Mortgage Needs!

With The Middleton Team Empowered by NEXA Mortgage,

We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and
Wyoming.

Whether you are buying a home, relocating to a new area or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. In terms of loan programs & services, we offer the
following:

  • Home Purchase

  • Refinance Rates

  • Rate Comparisons

  • Fast Funding.

  • Property Evaluation

  • Cash Out Refinance

Still have questions? Contact us below

Oksana Middleton NMLS 2542217

Jake Middleton NMLS 2229539

All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.

APR interest rates can range from 3.1% to 9.9 % and is largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.

Middleton's Mortgage Team empowered by NEXA Mortgage - 1660690

Middleton's Mortgage Team empowered by NEXA Mortgage - 2229539

3100 W Ray Road #201 Chandler AZ 85226 NMLS